Money Matters

Go Green in 2016

8 Jun 2016 by: jhurley 

This year, CCMI is attempting to go more green. Some of the changes we’ve adopted include transitioning to an online only newsletter, emailing more correspondence, offering some forms via Schwab Alliance with e-signature and encouraging clients to opt to receive documents electronically from Schwab or CCMI. For years, we’ve recycled our toners and used a shredding service that takes the shredded documents directly to the recycling center to be watered down and turned back into paper products. This is our attempt to do our small part in preserving our environment for future generations. We hope you will too. If you are still receiving paper documents from Schwab or CCMI in hard copy form and instead prefer to receive them electronically, please contact Jessica@myccmi.com.

At home, our team members have also made some changes to be more environmentally friendly. Matt Ryan will occasionally bike to the office. The Showley Family does composting for their garden. Peg and Bob Eddy have switched to drought tolerant landscaping and carpooling together when possible. Here are some easy ways to go green:

If you have a magazine subscription that you can’t enjoy online, pass on the printed material after you read it. Coworkers, friends, neighbors, schools, your doctor’s office or hair salon may appreciate your old magazines. (Always be sure to block out your address if it’s printed on the material.)

Schedule Strategically
Plan errands back-to back to save gas and time. Our team will frequently suggest scheduling options for your upcoming appointments, but if you have dates and times that will work better for you, please let us know. We’ll always do our best to accommodate you during less crowded times on the freeways!

Visiting vintage flea markets or swap meets can be a lot of fun. Monica Larson uses a combination of Pinterest, creativity and her incredible imagination to turn old rakes into necklace or wineglass holders, old windows into patio décor and an old vent into a foundation for a family photo collage. These unique pieces are a great way to add charm to her home without breaking the bank. If repurposing is not for you, consider donating something before throwing it away; One man’s trash is another man’s treasure.

Online Bill Pay
Opt for paperless billing whenever available. Not only does this save paper and postage, but it helps to decrease identity theft. If you choose to pay bills by check, do not leave them in your mailbox to be picked up-take them to the post office instead. If stolen, a credit card payment contains all the necessary information an identity thief needs to set up new accounts.

Be Smart About Being Cool
Air conditioner use in the U.S. results in an average of about 100 million tons of CO2 emissions from power plants every year. Try turning your air conditioner up by just a few degrees. You can save 3 percent of your energy costs for each degree your thermostat is set above 72 degrees. Better yet use ceiling fans, which can make a room feel up to 10 degrees cooler. Closing your blinds during the day helps keep your home from turning into miniature greenhouse and can cool your home by up to 20 degrees! Enjoy cooking dinner on the barbecue or eating fresh from the farmers market, when possible, to keep the heat out.

CCMI provides personalized fee-only financial planning and investment management services to business owners, professionals, individuals and families in San Diego and throughout the country. CCMI has a team of CERTIFIED FINANCIAL PLANNERTM professionals who act as fiduciaries, which means our clients’ interests always come first.
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